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The Fair and Accurate Credit Transactions Act (FACT Act) will help reduce identity theft according to the Federal Trade Commission. One provision requires the three major credit-reporting agencies to provide consumers with a free copy of their own credit report. The requirement took effect December 2004, with phase-in over nine months from West to East. By September, 2005, all parts of the country will be covered.
Understanding Credit Reports and Credit Scores
Protecting Your Identity
The number of Americans who have experienced identity theft has surpassed 27 million, with the incidence rate increasing every year. Substantial measures are in place at your credit union to protect your identity and your accounts against theft and fraud. For example, stringent credit union privacy policies protect your personal information. Password protection for online transactions help assure online security. When using our online services, you develop a password that only you know. Encryption of online transactions converts your information into secure code, protecting you against hackers. Maximum security is possible only with your help.
Here's what you can do to stop these crimes before they happen:
FACT Act Will Help Fight Identity Theft
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